Credit Score

February 1, 2026 · 1 min read

Credit Score is a personal-finance concept used to manage borrowing, budgeting, and long‑term stability. The key is what changes when it moves up or down-prices, cash flows, risk, or incentives.

Example: Tracking credit score monthly can reveal whether you’re getting stronger financially.

Related terms: Output Gap, Fixed-Rate Mortgage, Convexity.